Home insurance (sometimes called homeowner’s insurance) is a form of insurance designed to financially protect you in the event of unexpected events or loss, such as a fire, burglary, or even flooding at your home. Homeowner’s insurance is required by mortgage lenders to protect their investment in case something unexpected happens that causes loss to your home.

You need home insurance to protect your financial future, your belongings and your loved ones when the unexpected happens. No one expects to experience fire, burglary, or damage from severe weather, but life happens. Proper home insurance will help provide you with peace of mind in knowing your most valuable asset is protected.

Typical homeowner’s insurance policies cover the cost to repair or replace your home and the contents in the event of the unexpected. This usually includes coverage for theft, fire, smoke, damage from severe weather events, and more. Be sure to examine your individual policy for your coverage details.

Great question. As an independent insurance agency serving Missouri, Kansas, Nebraska, Iowa, Colorado and Nevada, we are free to find the best insurance carrier and policy tailored to you. We aren’t tied to one specific insurance carrier, so we are free to examine the ins and outs of your assets, as well as the policy offerings from our insurance providers, to provide insurance solutions that bring the most value and best suit your needs.