Auto insurance is a form of insurance designed to financially protect you and others in the event of unexpected events or loss involving your vehicle, such as an accident, collision or theft. Auto lenders require auto insurance to protect their investment, and states require a minimum amount of auto insurance coverage in order to legally operate your vehicle within the state.

You need auto insurance to protect your financial future, your transportation and others when the unexpected happens. No one plans to experience a car accident, but life happens. Adequate auto insurance will help provide you with peace of mind in knowing your vehicle and your ability to get where you need to be is protected.

Auto insurance policies can be tailored to your needs. Some policies cover the cost to repair or replace your vehicle, depending on the extent of the loss, or the remainder due on your car loan. In exchange for paying a premium, the insurance company agrees to pay your losses up to a predetermined amount set by your policy. Read your personal insurance policy carefully to determine what your insurance policy details.

Great question. As an independent insurance agency serving Missouri, Kansas, Nebraska, Iowa, Colorado and Nevada, we are free to find the best insurance carrier and policy tailored to you and your personal needs. We aren’t tied to one specific insurance carrier, so we are free to examine the ins and outs of your situation and match you to the best insurance carrier that brings you the most value and best suits your needs.